Business Plan
Back To What We Do
To enable academically gifted but severely poor and disadvantaged young people to enter careers through tertiary qualifications thereby breaking the poverty cycle for themselves and their families as well as providing economic and social contributions to society. 
HAB & BF is a registered non profit organisation (017-129 NPO) established in 1972 by Mrs. Mary Grice, then a member of the Black Sash.  We meet three needs within the disadvantaged rural communities of the Valley of 1000 Hills in KwaZulu Natal where National Census figures for this area show an average 15% employment.  Where there is employment the income is less than R38,000/annum.  Due to Aids there are high numbers of orphans (60% in 1 sample school) and of child headed households (30% in 1 sample school).  Long term trust funds deliver an annual income of R160 000 and the balance of our income is generated via funding requests and applications to various Companies and Educational Trust Funds.  In 2011 we applied for Lotto money with no success. 
HAB & BF undertakes to:
  1. Provide advice on which grants/benefits which individuals in the isiZulu community are entitled to apply for.  This role is undertaken by our single part time employee who deals with +100 cases per year, enabling clients to realise +R65,000 in benefits.
  2. Provide school uniforms, stationery and occasionally food parcels and transport for + 30 disadvantaged school students.
  3. provide partial bursaries, transport, books, interview practice, C.V. writing advice and smart ‘interview’ clothes for +55 disadvantaged  tertiary education students, helping to overcome Hurdles To A Tertiary Qualification 2 through 8 as follows:      
Hurdle 1:   Poor education in under-resourced and dilapidated schools
Hurdle 2:   Tertiary Education Application Fee (R150-R250)
Hurdle 3:   Transport costs to attend institution for Registration
Hurdle 4:   Tertiary Education Registration Fee (R2500-R3700)
Hurdle 5:  
NSAFAS Loan Eligibility (National Student Financial Aid Scheme. Even if eligible NSFAS loans are not always available due to under-resourcing by government
Hurdle 6:  
ID & Birth Certificate.  NSFAS loans are paid into the student’s bank account.  A bank account requires an id which requires a birth certificate.  Not all children born in rural communities have birthcertificates.  No bank account = no NSFAS loan.
Hurdle 7:  
Costs of Food, transport or accommodation often must be covered by part-time work which means less study time.
Hurdle 8:   Learning computer skills whilst studying for tertiary qualification (under-resourced high schools have no computers)


The poverty level is such that young people are often hungry and cannot afford transport to their places of education. It is a battle to obtain benefits due to lack of documents required to obtain ID.  Despite these disadvantages some students meet the entry qualifications for University Places which would open the doors of economic and social empowerment to them.  Unfortunately the tertiary education entry process (application and registration fees, requirement for a postal address) discriminates against the very poor as does the National Student Loan Scheme which requires an employed person as guarantor. 
Six volunteers and one employee administer the Bureau and are governed by four voluntary trustees.  Funding is from trusts and donations (Refer to attached budget). 
  •   1 volunteer is a coloured woman from the UK with MBA and over 10 years experience in the voluntary sector.
  •   4 volunteers  are white women from RSA 2 from teaching, 1 from finance and 1 from marketing
  •   1 volunteer is a white man from the UK with 20 years experience as a senior director
  •   1 employee is a black Zulu female with 30 years experience accessing social welfare for applicants and a Paralegal certificate
  •   1 trustee is a coloured man from RSA previously a businessman and now a Rector
  •   3 trustees are white men from RSA (1 of whom speaks fluent Zulu) with a combined 60 years experience in the voluntary sector.
We are endeavouring to achieve better race representation within the voluntary group as well as the Board of Trustees but have found that those people interested in helping are unable to spare the time to attend meetings.  Thus we have 2 associates who are black Zulu males who are available for consultation via phone or email. 
Before being accepted to receive our support students have to meet academic and economic criteria.  They will only be accepted after an interview.  Regular contact with all students enables us to help them to make good decisions and choices throughout their period of study and to overcome life challenges with which they are faced.  We are proud that our success rate is 95% of students achieve their qualification.  
1.      HAB and BF appeals for financial support to enable 55 young people to access education and enable their social and economic empowerment in the future.  These young people will become valuable contributors to our society and help break the cycle of poverty in their own communities.  It costs us + R10 000 per student per year.  R260 000 of annual donations are received from Trusts and regular donors, leaving a deficit needing to be sponsored of R290 000.
2.      HAB and BF appeals for financial support to continue our work providing Paralegal advice and support to enable uneducated people from poor and disadvantaged communities to access the services and financial payments to which they are entitled from organisations such as SASSA, Pension Providers, Insurance Companies etc.  This service costs us R7 800 per year.


Attendance by Committee and Beneficiaries for Interviews.

advice, assistance


One day a week for January and February.    
Thereafter two times per month
However we are always
SMS should a Beneficiary need Assistance

Outcomes for the Beneficiaries

a)   Counselling of beneficiaries regarding their choice of studies and applying to the Tertiary Institution
b)  Arranging payments of student Fees, Books, Transport, etc.
c) Monitoring student progress, and give assistance and advice
d)  Help those students(our beneficiaries) who have almost completed their course to compose a CV.  Also arrange Interview practice to prepare them for the Job Market
e) Advise and assist people to apply for full bursaries, scholarships, grants and pensions and help them in any other way we can – eg.  food parcels
Provision of Paralegal Advice and support.                 
a) Knowledge of their entitlements
b) Receipt of SASSA grants/benefits
c) Receipt of Pension/Insurance/Road Traffic Accident payments
d) Counseling and advice
Provision of School Uniforms, Food Parcels and Transport Weekly
a)      Able to access primary and secondary education.
b)      Fit to learn (i.e. not starving)
  • We keep in constant contact with our students (beneficiaries).   Our Schools support meets with the families who receive food parcels at their homes on a monthly basis.  The Learners who receive uniforms are identified as needy by a trusted panel of teaching staff and an ex student who is a Development Aid Worker in the community.
  • Our Tertiary Students and Advice Centre Clients visit us and also have contact by cell phone calls and SMS.
    This way we are able to assist them should any problems arise with their studies or with other related issues.
  • We receive Academic Records and keep a record of their progress.    Sometimes we speak to the Lecturers at the Institutions involved to obtain feedback.
  • We keep detailed records of all the monies spent on the Student Fees, Books and Taxi fares.
  • We hold regular meetings with the Trustees and Advisory Board.
  • Our accounts and books are audited annually by an independent auditor.
100% of our beneficiaries are indigenous black African and many are orphans.
Males and females are equally represented.
We support a variety of age groups from post matric to mid thirties. The majority of our students are in their 20s.
We have no students with disabilities.    
Bank Charges 5000
Books 40000
Transport (Bus/Taxi) 125000
Food Parcels - R100 each x 20 learners 2000
Residence Fees 125000
Salaries - (1 part-time)  R600-00 x 13 months 7800
Postage, Printing and Stationery 600
Telephone Calls 300
Tertiary  Educational Fees: 250000
Telephone 500
School bursaries 25000
  581 200
Standing Order Donations 28 800
Trust Donations 230 000
Confirmed 2013 Donation 26 000
  284 000


© Copyright 2022 Hillcrest Advice Bureau and Bursary Fund | Legal | Admin |